Student Loan Defaults Surge: How Borrowers Can Protect Their Credit Scores

A Growing Student Loan Crisis In May 2025, the U.S. Department of Education resumed collections on defaulted student loans after years of pandemic relief. The result? Nearly 1 in 5 borrowers are now 90+ days late on payments, a level of delinquency that can cause devastating financial consequences. How Defaults Damage Your Credit Missing a […]