All Mortgages Are Not Created Equal FICO credit scores range between 300 and 850. For everyone on the lower end of that spectrum, there’s still home-buying hope. According to mortgage software firm Ellie Mae, the average FICO score for approved FHA mortgage applications was 689, and much higher — at 755 — for conventional applications. Government […]

If you’ve ever tried to check your credit and come away discouraged because you didn’t have a credit report or it didn’t have enough data to generate a credit score, you might be looking for a shortcut to building credit. Becoming an authorized user on someone else’s credit card — often called piggybacking because you’re riding on the […]