A Growing Student Loan Crisis In May 2025, the U.S. Department of Education resumed collections on defaulted student loans after years of pandemic relief. The result? Nearly 1 in 5 borrowers are now 90+ days late on payments, a level of delinquency that can cause devastating financial consequences. How Defaults Damage Your Credit Missing a […]

Student Loan Late Payments Hit Credit Scores Hard As of July 2025, millions of Americans are grappling with the fallout of late student loan payments, which are now significantly impacting personal credit reports. After a pandemic-era payment pause ended in October 2023, followed by a 12-month “on-ramp” period, the U.S. Department of Education resumed reporting […]

So you need a car, but you have very bad credit. Do people with very bad credit have any options when it comes to getting a car loan? You bet they do! There are many different ways you can go about obtaining a car loan even if you do have very bad credit. One of […]