Terms and Conditions

Effective Date: 12/1/2021

Welcome to AZ Credit Medix! By using our website (https://azcreditmedix.com) and services, you agree to the following
Terms and Conditions. If you do not agree, please discontinue using our website and services immediately.

1. Definitions
“Company” refers to AZ Credit Medix.
“Services” refers to credit repair and related consulting services provided by AZ Credit Medix.
“User” refers to any person accessing or using our website or services.

2. Service Overview
2.1. Credit Evaluation and Dispute Services:
We provide credit evaluation services to identify inaccurate, erroneous, false, or obsolete information on your credit
report. We will assist you in disputing these issues with the relevant credit bureaus and furnishers. We offer
personalized credit improvement strategies.

2.2. Communication and Updates:
Our services may include consultations, updates, and support via meetings, webinars, phone, email, or other means
during business hours.

2.3. Prohibited Practices:
We commit to adhering to the law and will not engage in fraudulent or misleading practices in the provision of our
services.
Disclaimer: Results may vary, and we do not guarantee specific outcomes. The credit repair process requires your active
participation and cooperation.

3.. Client Responsibilities
3.1. Credit Monitoring:
Clients must maintain an active credit monitoring account during the service term, providing login credentials for
tracking progress.

3.2. Timely Communication:
Clients must send any correspondence received from credit bureaus to us within five (5) days of receipt.

3.3. Financial Responsibility:
Clients are responsible for maintaining timely payments on existing accounts during the service period.

3.4. Accuracy of Claims:
Clients affirm that disputed items are, to their knowledge, incomplete, inaccurate, obsolete, unverifiable, or
misleading.

3.5. Consent to Contact:
By providing a phone number, clients consent to being contacted via automated systems or text messages unless
such consent is withdrawn.

3.5 Avoid applying for credit
Avoid applying for new credit without notifying AZ Credit Medix, as it may void the agreement.

3.6 Users agree to:
• Provide accurate and complete information necessary for the delivery of our services.
• Promptly respond to requests for documents or information.
• Avoid misuse or attempts to disrupt our website or services.

4. TCPA Consent & Privacy
Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages
(including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you
expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for
any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or
electronic address you provide or at which you may be reached.
You agree we may contact you in any way, including SMS messages (including text messages), calls using
prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or
an automatic texting system. Automated messages may be played when the telephone is answered, whether by you
or someone else. In the event that an agent or representative calls, they may also leave a message on your
answering machine, voicemail, or send one via text.
You consent to receive SMS messages (including text messages), calls, and messages (including prerecorded and
artificial voice and autodialed) from us, our agents, representatives, affiliates, or anyone calling on our behalf at the
specific number(s) you have provided to us or numbers we can reasonably associate with your account (through
skip trace, caller ID capture, or other means) with information or questions about your account.
You certify, warrant, and represent that the telephone numbers you have provided to us are your contact numbers.
You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You
agree to promptly alert us whenever you stop using a particular telephone number. Your cellular or mobile telephone
provider will charge you according to the type of plan you carry.
You also agree that we may contact you by e-mail, using any email address you have provided to us or that you
provide to us in the future. We may listen to and/or record phone calls between you and our representatives without
notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring
purposes.  You can Reply STOP to opt-out or unsubscribe at anytime.

5. Acceptance of Terms
By accessing our website or using our services, you:
• Confirm that you are at least 18 years old.
• Agree to comply with these Terms and all applicable laws and regulations.

6. Confidentiality
We prioritize the security and confidentiality of your information and use it solely for providing services.

7. Fees
7.1. Service Costs:
Initial sign-up and analysis fees start at $179, followed by $179 per dispute round. Total service fees are estimated at $894
for the standard term.

7.2. Additional Costs:
Clients may incur fees for any compliance review or arbitration services if applicable. Payment Terms
• Payment for services must be made according to the agreed terms outlined in your service
agreement.
• All fees are non-refundable unless otherwise stated in your agreement.
• Late or missed payments may result in suspension or termination of services.

8. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of AZ Credit Medix or its licensors
and is protected by copyright, trademark, and other applicable laws.
You may not copy, distribute, modify, or create derivative works of any content without prior written permission from AZ
Credit Medix.

9. Limitation of Liability
We do not guarantee specific outcomes or permanent changes to credit reports, as results depend on various factors
beyond our control.
AZ Credit Medix is not liable for:
• Any indirect, incidental, or consequential damages arising from your use of our website or services.
• Errors, omissions, or delays in credit report updates by credit bureaus or third parties.
Our total liability for any claims related to our services is limited to the amount you paid for those services.

10. Right to Cancel
You have the right to cancel this contract without penalty within three (3) business days of signing the agreement.

11. Indemnification
You agree to indemnify and hold AZ Credit Medix, its employees, and affiliates harmless from any claims, damages, or
losses arising out of your breach of these Terms or misuse of our services.

12. Termination
AZ Credit Medix reserves the right to terminate or suspend your access to our website or services at any time, without
notice, for violating these Terms or engaging in unlawful activities.

13. Changes to Terms
AZ Credit Medix reserves the right to update these Terms at any time. Changes will be posted on this page, and your
continued use of our website or services constitutes acceptance of the revised Terms.

14. Contact Us
If you have questions or concerns about these Terms and Conditions, please contact us at:
• Email: support@azcreditmedix.com
• Phone: 480-418-2583
• Address: 4500 S Lakeshore Dr #343, Tempe, AZ 85282

15. Dispute Resolution
Any disputes arising from these Terms and Conditions will be resolved through binding arbitration under the rules of the
American Arbitration Association (AAA).

16. Miscellaneous Provisions
16.1. Modification:
We reserve the right to modify these Terms and Conditions at any time. Continued use of our services indicates
acceptance of any updates.

16.2. Governing Law:
These Terms and any disputes arising from them are governed by the laws of the state of Arizona, without regard to
its conflict of laws principles.

16.3. Severability:
If any provision of these terms is deemed invalid, the remaining provisions shall remain enforceable.

17. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and AZ Credit Medix regarding
your use of our website and services.