As a consumer in the United States, the Federal Government decided back in 2003 that you are entitled to receive a free annual credit report so you can monitor your credit and your credit rating. The FACT Act was passed unanimously so that all Americans could get a free annual credit report and be able […]
Credit repair is a service provided under CROA – which stands for theCredit Repair Organization Act. CROA allows credit repair service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated, unverifiable. Any credit repair agency that claims to be able to remove ANY item […]